The idea is to show you how to save as much money as physically possible by getting as involved as you like. That’s what “KIT HOMES” are all about. Homes are priced as kits which include the structural and very basic finishes but do not come with personal choice items such as kitchens, tiles and bathrooms or any form of labour.

Duration : 0:1:0

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Expert: Adriel Torres
Contact: ultimatecredittoday.com
Bio: Adriel Torres has been in the mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker.
Filmmaker: Christopher Rokosz

Duration : 0:1:14

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Contact Kelley Trousdale Of Century 21 Lad
Your Luxury Home & Ocean Front Specialist!
831-566-7070 Direct

Email: kt@c21lad.com

Visit www.santacruzestates.com
for additional information
& all property listings

Century 21 Lad
9047 Soquel Drive
Aptos, CA 95003
DRE# 01113597

Duration : 0:2:23

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If finance is a concern, and it often is with owner builders, don’t worry too much because ASK HOMES spent the last few years becoming very familiar with how the banks work and what you need to do to make sure you get the money you need. There are plenty of lenders out there that realise the companies buying power and are happy to assist clients in realising their dreams. You may have heard terms such as Low Doc loans, 100% finance and even vendor finance used before; we understand all of these options and can show you how to use these methods to get you into the home you want sooner rather than later!

Duration : 0:1:28

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The steel home construction method is a far superior structure to timber. And don’t worry; you can still have a “Brick home”. The brick part is only the veneer, when they talk about a “Steel Home” they are simply referring to the product from which the frames and trusses are made out of! You can have any finish you like on the exterior of the home including timber if you so desire. When they say “KIT HOME” they are simply refering to the fact that the home is supplied in stages, with easy to understand instructions to D.I.Y. standards. ASK HOMES even supplies wholesale building materials directly to professional builders who do not want to manage their own purchasing.

Steel is proven to be a stronger product than timber; it is termite free, non-combustible and most importantly easier to build with because of its light weight, more flexible attributes. You’ll notice that most high-rises today are built out of the same material because of the sheer speed difference and lack of cranes required in its implementation.

Because of these fantastic benefits, ASK HOMES have become synonymous with sloping sights and “pole homes” as you may have heard them referred to. Great views often come with the side of a mountain as your building platform and this usually puts a lot of people off building with a view. But the truth is these initially scary sights are often the most profitable. Once the home is finished, people don’t worry about how it got there. You’ll often find that sloping sights are a little cheaper than the flat blocks meaning again more room for realising some equity!

Duration : 0:8:40

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There are hundreds of options out there that are available to us, so whether you save money in buying a kitchen from IKEA, getting your brother’s mate to plaster your home or maybe your father has a green thumb and would love to help you with the landscaping, all these things will help lower the cost of your finished product. ASK HOMES say “If you can save then save!”

The biggest saving in working with ASK HOMES is in becoming an owner builder. Although this may sound daunting, the process is actually very simple with a ‘correspondence course’ able to be completed in a single day.

By obtaining an OWNER BUILDER licence you’ll eliminate any builders profit or contingency that the builder would normally add on to their costs in case unforseen things happen. This super profit is better in your back pocket and can often see OWNER BUILDERS saving between 20% and 40% on the construction of their new home. Don’t worry, ASK HOMES will be there every step of the way if you need them, so you’ll always have the right advice when you need it. Many builders are simply middle men anyway, so at the very least you’ll save thousands just by taking the role as the organiser. You’re mobile phone is your best used tool. And because our homes are supplied as KIT HOMES, it means you’ll get a full set of kit home instructions.

Duration : 0:3:31

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